The end of warmth
- Cover the head - a crapload of heat (and intelligence) is lost through the head.
- Wear Gloves - it's tough to hang on to the handlebars when you can't feel your fingers
- Wool not Cotton - if you sweat, cotton stays wet and cold, wool doesn't
- Wind breaker - you may be warm standing still, but the wind chill decreases once you start riding.
- Long underwears - usually the legs stay warmest, but for the real cold days, cover them up